Volkswagen Insurance

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Volkswagen Car Insurance

Everyone’s heard of Volkswagen, right? Well, it’s a household name! If you have a Volkswagen, make sure you’re covered with us. With Sheilas’ Wheels, you’ll have 5 Star rated car insurance with access to some great features!


Volkswagen Car Insurance groups

If you’re looking for insurance on a Volkswagen, you’ll be pleased to know that we insure plenty of Volkswagen models. To make it easier for you, we’ve put together a list of the insurance groups for the most popular ones. Of course, we can’t mention every Volkswagen we insure – otherwise we’d be here for eternity! But if your car isn’t on the list, it doesn’t mean we won’t insure it.

Volkswagen Polo Insurance Groups

Just like people, Volkswagen Polos come in all different shapes and sizes. Some have more techy features, while other others are designed to weave through narrow roads. If you’re on a tight budget, you’ll be pleased to know that you can find Polos in low to mid-range insurance groups.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Polo Hatchback (94–00) 1.0–1.9 7–20
Polo Estate (98–00) 1.6–1.9 13–18
Polo Saloon (96–00) 1.6–1.9 13–18
Polo Saloon (00–02) 1.4–1.9 9–18
Polo Hatchback (00–02) 1.0–1.9 5–23
Polo Estate (00–02) 1.0–1.9 5–23
Polo GTI (06–09) 1.8 26
Polo Hatchback (02–09) 1.2–1.9 3–17
Polo Dune (04–08) 1.2–1.4 5–11
Polo Hatchback (09-17) 1.0-1.6 3–23
Polo GTi (10-17) 1.4–1.8 29-30
Polo Hatchback (17 onwards) 1.0–2.0 1–28


Volkswagen UP! Insurance Groups

The Up! falls into low range insurance groups, due to its small engine size. The boot is surprisingly large for a car of this size, so you’ll get all the benefits of a bigger car without a big insurance bill.

This model comes with a 1.0-litre engine, which vary in horsepower. The GTi is top of the range with 113bhp. It also offers a six-speed gearbox instead of the standard five-speed. Expect this model to sit in a higher insurance group. Up! offers a number of add-ons designed to appeal to its young market, like a smart phone sat-nav system.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Take Up (12 onwards) 1.0 1-2
Move Up (12 onwards) 1.0 1-3
Up Beats (12 onwards) 1.0 2-10


Volkswagen Golf Insurance Groups

If you’re looking for insurance on Volkswagen Golf, then you’ve come to the right place. The Golf models vary a lot, and overlap into many insurance groups. The engine sizes of this particular model are mixed and the insurance groups range from 6 all the way up to 32! Sportier models, like the Golf GTI, fall into a higher insurance group as it has more power.

But what about the other Golf models? Well, there’s the Golf Estate, the off-road Golf Alltrack, and the smooth Golf Cabriolet. The engine sizes and technical specifications on these cars do differ, so you’re bound to find a wide range of insurance groups that these Volkswagen models appear in.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Golf Hatchback (04–08) 1.4–2.0 6–32
Golf Estate (07–09) 1.6–2.0 11–19
Golf GTI Cabriolet (12–16) 2.0 35–37
Golf Estate (09–13) 1.2–2.0 11–21
Golf R (10–12) 2.0 36
Golf Cabriolet (11–16) 1.2–2.0 17-29
Golf GTI (09–12) 2.0 25
Golf Hatchback (09–12) 1.2-2.0 7-30
Golf R Cabriolet (13–14) 2.0 39
Golf Plus (09–13) 1.2-2.0 7-19
Golf Alltrack (15 onwards) 1.6-2.0 10-22
Golf SV (14 onwards) 1.0-2.0 9-19
Golf Estate (13 onwards) 1.0-2.0 7-39
Golf GTI (13 onwards) 2.0 29-33
Golf R (14–16) 2.0 34
Golf Hatchback (13 onwards) 1.0-2.0 7-39


Volkswagen Scirocco Insurance Groups

Are you after insurance on a Scirocco? Then Sheilas’ Wheels can help. The Scirocco is a Volkswagen sporty coupé that has a turbo charged engine, which puts it into the mid to high-end insurance groups.

There are seven different models with a choice of six engines, either in petrol or diesel. Entry-level offers a 1.4-litre engine, while the top of the range model, the Scirocco R has a gutsy 2.0-litre with 276bhp. There are a number of high-end technical add-ons available such as Composition Media System, which has a DAB radio, and Android phone connectivity. While giving your car the edge is attractive, big engines and desirable add-ons will push your car up in the insurance groups.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Scirocco R (10 onwards) 2.0 34-39
Scirocco (08 onwards) 1.4-2.0 18-36


Volkswagen Fox Insurance Groups

For those looking for insurance on a Volkswagen Fox, then you’ll be pleased to know that we can help. The Fox is a nifty hatchback, and perfect for city dwellers who need to get in and out of traffic and park in tight spaces. And the best bit? Well, the maximum engine size for the Fox is a modest 1.4-litres, so it falls into the smallest insurance groups. So it will cost you less to insure. What’s more, the Fox doesn’t come with many trims and there aren’t too many engine sizes to choose from.


Please be aware this is a guide only, insurers may group these cars differently.

Model Engine Size Insurance Group
Fox (06–12) 1.2-2.4 1-3



What does Volkswagen car insurance with Sheilas’ Wheels cover?

  • Legal liability - unlimited cover for death or injury to other people.
  • Driving other cars - policy holder only, subject to eligibility
  • 5-Year Repair Guarantee - it’s a win win for you, so long as one of our recommended repairers is fixing your motor.
  • Courtesy car - so long as one of our recommended repairers is fixing your motor following an accident.
  • Handbag Cover - if your bag is stolen from your car or damaged while in your car, we'll cover it and its contents up to £200.
  • Personal Belongings Cover - your mobile and sunnies are covered as part of a claim – up to £200​.
  • Counselling Service - free over the phone counselling service for you and any member of your family living with you
  • Windscreen Cover - from small chips to big cracks, our specialists will do a top job repairing or replacing your windscreen
Defaqto 2021

Defaqto 5 Star rated car insurance

Limits may apply, please check our policy booklet.


Please note that Sheilas’ Wheels only offer comprehensive insurance and third party, fire, and theft. If you’d like to know more please read our policy booklet.


How much would I be expecting to pay for a Volkswagen car insurance quote?

Well, it depends on several factors. Not all Volkswagens are the same. They vary in size and power, and this can affect your Volkswagen insurance quote. What’s more, where you live and where you park at night can also affect your insurance costs.

Would Sheilas’ Wheels insure my Volkswagen if I were to take it to Europe?

Going on a road trip? How exciting! Well, you’ll be pleased to know that if you’re taking your Volkswagen on a trip around Europe, you can get European car cover from us. Just use your certificate of insurance as proof and you’ll receive third party cover only. But, if you’d prefer to match your protection to what you have in the UK, you can for a small fee. Take a look at the full list of European countries we cover on our European car cover page.


Add more to your Volkswagen car insurance

Get these great Optional Extras with your Volkswagen car insurance to enhance your cover.

Key Cover
Key Cover

Oops! Have your keys been lost, stolen or damaged? You can give our partners, the RAC, a call and they'll help retrieve, repair or replace them.

Learn more about Key Cover

Personal Injury
Personal Injury Benefit

In the event of death or serious injury to you (or any named driver), we’ll cover medical expenses and pay up to £100,000 if you’re at fault, or up to £30,000 if not.

Learn more about Personal Injury Benefit


More than one car at home?


When you, or anyone permanently living in the same household as you, insures additional cars with us direct we’ll discount each new policy by 10%*

* (1) Discount is not given when you get a quote for the same vehicle via a Price Comparison website within 31 days of getting your quote direct with Sheilas' Wheels. (2) Discount excludes Optional Extras. (3) Subject to eligibility.

Separate policies – so no change to your existing renewal dates. Your No Claims Discount (NCD) for each policy will also be kept separate, so a claim on one policy won’t affect the NCD of the other

Defaqto 2021


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About Volkswagen

At its inception in the 1930s, Volkswagen had simple aspirations – to build cheap to run cars for mass production. Since then it has become one of the most successful carmakers in the world. Its iconic designs have delivered mass appeal throughout the decades – whether that's the VW Beetle, the VW Campervan or the VW Golf. In recent times, VW cars have forged a reputation for style, reliability and superior workmanship. And it's not just the engineering the brand is noted for, its innovative advertising and marketing campaigns have helped to establish it as a global super brand.



1. Parkers. PARKERS Insurance Groups. Available from [Accessed 1 October 2018]