Car insurance with Sheilas' Wheels
With two products to choose from, you can get comprehensive cover for your car to suit your needs and budget.
Whether you pick our original Sheilas' Wheels Car Insurance, or our NEW Essentials cover is more up your street, you'll get these great benefits with our comprehensive cover
✔ 24/7 accident helpline
✔ Courtesy Car
✔ Windscreen Cover
Existing customers
Head to your Account to check your details, make a change, report a claim 24/7, and more.
Which product is right for me?
To help you get the cover that best fits your needs, we'll now give you two prices when you get a quote direct with us - one for Sheilas' Wheels Essentials Car Insurance, and one for Sheilas' Wheels Car Insurance. Here's how the two stack up against one another:
 |
 |
|
|---|---|---|
Windscreen cover  Cover to repair or replace your windscreen if it's accidentally damaged. |
✔ | ✔ |
| Uninsured driver promise If you're involved in an accident that isn't your fault and the other driver isn't insured, your excess won't apply. The uninsured driver will need to be identifiable. |
✔ | ✔ |
| Handbag cover If your bag is stolen from your car or damaged while in your car, we’ll cover it and it’s contents up to £200. |
✖ | ✔ £200 |
| Vandalism promise If your car gets vandalised, report it to the police to get a crime reference number and we will protect your no claims discount. |
✔ | ✔ |
| Personal belongings Provides cover towards the loss or damage to your personal belongings following a claim involving your vehicle, up to a specified limit. |
✖ | ✔ £200 |
| Stolen keys Covers the cost to replace your keys if they are stolen, up to a specified limit. |
✖ | ✔ £500 |
| Legal advice helpline We provide you with a motoring legal advice helpline as part of your policy. |
✔ | ✔ |
| Child seat cover Covers the cost to replace your child seat even if it isn’t obviously damaged, up to a specified limit. |
£100 | £100 |
| Non-original nav & audio cover Provides cover towards the replacement of non-manufacturer fitted audio and navigation equipment following loss or damage, up to a specified limit. |
✖ | ✔ £150 |
| Courtesy car to use while yours is being repaired A temporary replacement car to use while yours is being repaired, when using a Sheilas' Wheels appointed garage. |
✔ | ✔ |
| Hotel expenses (UK) If you are unable to get home, we will cover the cost of a hotel in the UK. |
✖ | ✔ £200 driver/£500 max |
| Medical expenses Provides cover for medical expenses, such as physio and dental treatment. |
£100 | £300 |
| 24 hour emergency helpline We're here 24/7 in the event of an accident or incident involving your car. |
✔ | ✔ |
| 5 year repairs guarantee When settling your claims, the repair work comes with a 5 year guarantee while the parts will be covered by the manufacturer's warranty. |
✔ | ✔ |
| New car replacement benefit We'll replace your car with a new one of the same make and model if your car is less than 1 year old, you or your partner were the 1st registered keeper and it's been stolen and not recovered or the cost of repairing is more than 55% of the manufacturer's latest UK list price (including taxes). The legal owner must agree to this. |
✔ | ✔ |
| Accident repair redelivery If your car isn't driveable after an incident covered by this policy, we will pay reasonable transport costs to take it to the nearest suitable repairer. We will also pay the reasonable cost of returning your car to you at the address shown in your schedule after it's been repaired. |
✔ | ✔ |
| Nav & audio equipment cover (original fit) Provides cover towards the replacement of manufacturer fitted audio and navigation equipment following loss or damage, up to a specified limit. |
✔ | ✔ |
Which? Best Buy Car Insurance for the 2nd year running for our Sheilas' Wheels Car Insurance product
Fancy boosting your cover? Check out our optional extras.
Motor legal protection
Had an accident that was either partly or totally the fault of the other driver? Don't worry - we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses.
Breakdown Cover
We've joined forces with the RAC to offer you a range of Breakdown Cover options, to help save you from being stranded.
Hire car
If your car gets stolen and isn't found, or we agree it’s a total loss, you’ll get a similar-sized hire car to keep you on the road while your claim's being processed right up until it's paid, up to a maximum of 21 days. We'll even get it to you by the end of the next working day.
Enhanced Personal Accident
In the event of death or serious injury to you (or any named driver), we’ll cover medical expenses and pay up to £100,000 if you’re at fault, or up to £30,000 if not.
Key Cover
Oops! Have your keys been lost, stolen or damaged? You can give our partners, the RAC, a call and they'll help retrieve, repair or replace them.