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Skoda Car Insurance
Everyone’s heard of Skoda, right? Well, it’s a household name! Its most popular models include the Citigo, Fabia, Superb, and the Yeti. If you have a Skoda, make sure you’re covered with us. You’ll get access to expert rated car insurance packed with features.
Skoda Car Insurance groups
If you’re looking for insurance on a Skoda, you’ll be pleased to know that we insure plenty of Skoda models. To make it easier for you, we’ve put together a list of the insurance groups for the most popular ones. Unfortunately, we can’t mention every Skoda we insure – otherwise we’d be here forever! But if your car isn’t on the list, it doesn’t mean to say we won’t insure it. Just go online and we’ll give you a quote for your specific model.
Skoda Fabia Insurance Groups
If you’re looking for insurance for a Skoda Fabia, then you’ve come to the right place! The Skoda Fabia has been around since 1999, and comes in several body types: hatchback, estate and saloon. The latest hatchback (15 onwards) comes in several trims – from the entry level S all the way up to the sporty Monte Carlo, which comes with an electric sunroof and sports seats. Like most cars, performance and insurance groups vary due to the differences in engine size and built-in extras.
Also in the range is the Fabia Estate, a practical family car that focuses on safety. Some even include cutting-edge safety technology, such as a driver fatigue warning system. Safety features like these can definitely help when it comes to getting a cheaper car insurance quote.
SEE SKODA FABIA INSURANCE GROUPS1
Please be aware this is a guide only, insurers may group these cars differently.
| Model | Engine Size | Insurance Group |
| Fabia Hatchback (00–07) | 1.2–2.0 | 2-13 |
| Fabia vRS (03–07) | 1.9 | 18 |
| Fabia Estate (01–07) | 1.2–2.0 | 2–16 |
| Fabia Saloon (01–05) | 1.4–1.9 | 5-10 |
| Fabia Estate (08–14) | 1.2–1.9 | 4–16 |
| Fabia vRS (10–14) | 1.4 | 27 |
| Fabia Hatchback (07–14) | 1.2-1.9 | 3-16 |
| Fabia Hatchback (15 onwards) | 1.0-1.4 | 2-13 |
| Fabia Estate (15 onwards) | 1.0-1.4 | 3-13 |
Skoda Octavia Insurance Groups
Are you after insurance on a Skoda Octavia? The Skoda Octavia comes in both hatchback and estate body types, with five seats and turbocharged engines. There are lots of different hatchbacks to choose from. Some trims feature both petrol and diesel engines, while some are diesel only. Diesel engines do have a bit more power, but tend to appear in higher insurance groups.
Similar to the hatchback, the estate is available in both petrol and diesel engines. So it falls within a wide range of insurance groups. It’s important to choose a trim level that’s right for you as insurance costs vary a lot.
SEE SKODA OCTAVIA INSURANCE GROUPS1
Please be aware this is a guide only, insurers may group these cars differently.
| Model | Engine Size | Insurance Group |
| Estate (98–05) | 1.6–2.0 | 11–28 |
| Octavia vRS (01–05) | 1.8 | 31 |
| Octavia Hatchback (98–05) | 1.4–2.0 | 11–28 |
| Octavia Hatchback (04–12) | 1.2–2.0 | 6–22 |
| Octavia Scout (07–12) | 1.8–2.0 | 16–20 |
| Octavia vRS (05–13) | 2.0 | 28–30 |
| Octavia Estate (05–13) | 1.2–2.0 | 7–22 |
| Octavia Scout (14 onwards) | 2.0 | 19–25 |
| Octavia Hatchback (13 onwards) | 1.0–2.0 | 13–29 |
| Octavia vRS (13 onwards) | 2.0 | 26–30 |
| Octavia Estate (13 onwards) | 1.0–2.0 | 13–29 |
Skoda Citigo Insurance Groups
For those looking for insurance on a Skoda Citigo, then you’ll be pleased to know that we can help. The Skoda Citigo is a small city car, which is perfect for navigating through busy city roads. It features a 1.0-litre engine and comes with either 59bhp or 74bhp. It also has several trims to choose from, including a sportier option. This car is particularly good for those on a tight budget. Even the sportier trims fall into the lower insurance groups which is great if you need to save save money.
SEE SKODA CITIGO INSURANCE GROUPS1
Please be aware this is a guide only, insurers may group these cars differently.
| Model | Engine Size | Insurance Group |
| Citigo (12 onwards) | 1.0 | 1-4 |
Skoda Yeti Insurance Groups
Have you got a Skoda Yeti? Do you need to get it insured? The good news is – we can help. The Yeti is a small, practical SUV. Considered a crossover vehicle, the engines range between 1.2 to 2.0-litres. Some engines are more powerful than others. For example, the SE Plus trim comes with a 2.0-litre diesel engine that can reach 60mph in as little as 8.1 seconds. Whereas the E trim’s 1.2-litre petrol engine takes 11.4 seconds to reach the same speed.
So how does this affect your insurance quote? Well, the Skoda Yeti falls into relatively low insurance groups – peaking at level 24. So, your insurance might be more affordable than you think.
SEE SKODA YETI INSURANCE GROUPS1
Please be aware this is a guide only, insurers may group these cars differently.
| Model | Engine Size | Insurance Group |
| Yeti (09 onwards) | 1.2–2.0 | 9–24 |
Skoda Superb Insurance Groups
Do you need car insurance for a Skoda Superb? Then let us help. The Superb is Skoda’s larger family vehicle and comes in hatchback and estate body types. There is a wide range of trims to choose from and each affects what insurance group the car falls into. At the lower end of the groups are the entry-level trims for the hatchback. There's a wide range of engines to choose from, which start with the 1.4-litre. Remember, the bigger the engine, the higher the insurance group and the more your premium will cost. The sportier trims rarely go below 2.0-litre. Other trim levels – like the SE Business – include sat-nav and cruise control as standard. Techy options will push your insurance quote higher as these features are more complex and cost more to repair.
If you have a Skoda Superb Estate, the smaller engines in the range starts off at 13 in the insurance groups but goes all the way up to 34 at the top of the range because of their much more powerful engines. Just remember the more powerful your engine, the more you might need to pay for your insurance!
SEE SKODA SUPERB INSURANCE GROUPS1
Please be aware this is a guide only, insurers may group these cars differently.
| Model | Engine Size | Insurance Group |
| Superb (02–08) | 1.8-2.8 | 18-34 |
| Superb Hatchback (08–15) | 1.4-2.0 | 13-34 |
| Superb Estate (10–15) | 1.4–3.6 | 13-34 |
| Superb Estate (15 onwards) | 1.4–2.0 | 12–29 |
| Superb Hatchback (15 onwards) | 1.4–2.0 | 12–29 |
What does Skoda car insurance with Sheilas’ Wheels cover?
- Legal liability - unlimited cover for death or injury to other people.
- Driving other cars - policy holder only, subject to eligibility
- 5-Year Repair Guarantee - it’s a win win for you, so long as one of our recommended repairers is fixing your motor.
- Courtesy car - so long as one of our recommended repairers is fixing your motor following an accident.
- Handbag Cover - if your bag is stolen from your car or damaged while in your car, we'll cover it and its contents up to £200.
- Personal Belongings Cover - your mobile and sunnies are covered as part of a claim – up to £200.
- Counselling Service - free over the phone counselling service for you and any member of your family living with you
- Windscreen Cover - from small chips to big cracks, our specialists will do a top job repairing or replacing your windscreen
Defaqto 5 Star rated car insurance
Limits may apply, please check our policy booklet.
Please note that Sheilas’ Wheels only offer comprehensive insurance and third party, fire, and theft. If you’d like to know more please read our policy booklet.
Would Sheilas’ Wheels insure my Skoda if I were to take it to Europe?
Going on a European road trip? How exciting! If you’re planning on taking your Skoda to Europe, you’ll be pleased to hear that we offer third party only European car cover as standard with our policies. Simply let us know in advance, and we can arrange for you to have the same level of cover you have in the UK – it’s really easy and takes no time at all. Just be aware that if you if you want to do this, a small charge will apply. For more information please visit our European car cover page.
Add more to your Skoda car insurance
Get these great Optional Extras with your Skoda car insurance to enhance your cover.
Key Cover
Oops! Have your keys been lost, stolen or damaged? You can give our partners, the RAC, a call and they'll help retrieve, repair or replace them.
Misfuelling Cover
If you misfuel your car you can call out our partner, the RAC, who’ll aim to get you back on the road in no time at all. Remember you won’t need this cover if your vehicle is fully electric.
More than one car at home?
When you, or anyone permanently living in the same household as you, insures additional cars with us direct we’ll discount each new policy by 10%*
* (1) Discount is not given when you get a quote for the same vehicle via a Price Comparison website within 31 days of getting your quote direct with Sheilas' Wheels. (2) Discount excludes Optional Extras. (3) Subject to eligibility.
Separate policies – so no change to your existing renewal dates. Your No Claims Discount (NCD) for each policy will also be kept separate, so a claim on one policy won’t affect the NCD of the other
About Skoda
Early Beginnings
Did you know that Skoda actually started out as a bicycle brand? The company was founded in 1895 in the Czech Republic, and known back then as Laurin & Klement. By 1899, the company began producing motorbikes, with the first 150 being sent to London. In 1925, Laurin & Klement was acquired by Skoda Works. Then in the year 2000, it became part of the Volkswagen (VW) Group.
First Car
The first car that Skoda produced was the Voiturette A back in 1905 – making the brand one of the oldest automotive brands in the world. Since then, Skoda has grown steadily, having produced numerous cars and trucks.
Present Day
Everyone’s heard of Skoda, right? Well, it’s a household name! Its most popular models include the Citigo, Fabia, Superb, and the Yeti. Since being bought out by VW, the brand has become more upmarket, with global sales of 1.3 million in 2016. And if that’s not impressive enough, some Skoda models have even outsold VW’s signature vehicles.
Reference
1. Parkers. PARKERS Insurance Groups. Available from http://www.parkers.co.uk/car-insurance/insurance-groups/ [Accessed 1 October 2018]
2. Reuters. VW’S Skoda Auto boosts 2016 deliveries to record 1.13 million cars. https://in.reuters.com/article/volkswagen-skoda/vws-skoda-auto-boosts-2016-deliveries-to-record-1-13-million-cars-idINP7N1AK01F [Accessed 1 October 2018]