Thanks for your loyalty – Get a Multicar discount for all cars in your household

Come to us direct and you, your partner or anyone over 25 living with you will save money.


We’ll give you a 10% discount on your new policy. And, you’ll get a discount on what’s left of your existing policy too, either by us amending your payments or giving you a refund within 7 days.


Continue being a Multicar customer and benefit from your discount every year.






What’s covered with Multicar?


Separate policy for each car


Reassuringly, each car has its own policy – so if a claim’s made on one it won’t affect the No Claim Discount on the other.

Quotes guaranteed for 12 months


If you’re not ready to insure a second car, no worries. Just get a quote today and we’ll guarantee it for a whole year as long as your details stay the same.

You’ll get all this as standard too


Defaqto 5 Star
rated insurance


Defaqto has rated our car insurance 5 Star, meaning it has a comprehensive level of features and benefits.

Peace of mindYou can trust our happy customers too – our overall rating on TRUSTPILOT is 4 out of 5.



We’ll make sure you’re still mobile if your car ever needs repairing by one of our recommended repairers.

ConvenientIf you have comprehensive cover, you'll receive a small size courtesy car so you can get around as normal for the duration of the repairs.

5-year repair


For added peace of mind, any work carried out by our recommended repairers is guaranteed for 5 years. It’s our way of helping put your mind at rest.

Whats covered?The repair guarantee covers labour costs but not parts (these are subject to the manufacturer’s warranty and your statutory rights aren’t affected).

Uninsured driver


Reassuringly, if you have an accident that isn’t your fault – and the driver doesn’t have insurance – we won’t ask you to pay any excess.

Please noteYou’ll need to provide us with the uninsured driver’s details and registration number.

Handbag and
bag cover


If your handbag (or other bag) is lost or damaged while in your car, we’ll cover the cost of it and its contents up to £300.

Please noteSatchels and manbags are covered but laptop, sports and utility bags are not.

24/7 motoring legal advice helpline


If you ever need advice on a motoring matter, you can rest assured help is just a phone call away.

Peace of mindIrwin Mitchell solicitors provide this service on our behalf on 0345 850 9596.

What can you add on?


Breakdown cover


Choose from 4 different breakdown options from the RAC, the UK’s most experienced breakdown provider.

Car hire benefit


If you’re unfortunate enough to have your car stolen and it’s not recovered, or we agree it’s a total loss, you’ll get a similar-sized hire car by the end of the next working day for up to 21 days while we sort out your claim.

Peace of mind We can collect you from your home or work to pick up the hire car. All named drivers on the policy are covered too.

Key cover


If your car keys (or lock transmitter or entry card for the keyless entry system) are lost, stolen, damaged or locked in your car, the RAC will come to the rescue. The same applies to garage locks.

Reassuring If you can’t get back on the road the same day, we’ll pay for overnight hotel accommodation (up to £200) for you and up to 8 passengers.

Misfuelling cover


If you put the wrong fuel in your car (and you haven’t started the engine), the RAC will get you back on the road in no time at all.

What's covered?

Cover includes the cost involved to drain and clean the fuel system, plus car hire (up to £150 if required) to complete your journey.

Please note: Misfuelling benefit does not cover fully Electric Vehicles.

To view our full terms and conditions, please click here for our standard cover policy booklet and here for our optional extras policy booklet.