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Life Insurance from Legal & General

Peace of mind, knowing your family are protected.

Provided by Legal & General


 

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cover

Cover from just
£6 a month




(this depends on your circumstances).

claims-paid

97% of life claims
were paid by Legal & General in 2020

 


(based on all Life Insurance and Over 50s Life Insurance).

gift

£75 M&S or Amazon eGift card to say thanks for getting a life insurance policy before 31 Aug 2021.
 

(Available after your policy’s been live for 6 months and your payments are up to date. T&Cs apply).

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Get a quote with Legal & General


Or call Legal & General on 0800 008 3052
8:30am to 8pm Monday to Friday
9am to 1pm Saturday
Legal & General may record and monitor calls
 

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Why should I get Life Insurance?
 

Try to imagine how your family would cope – emotionally and financially – if you suddenly weren’t around. Hardly bears thinking about does it? But however hard it may be, it’s important to consider - especially if you want them to have a secure future should the worst happen.

Life Insurance could pay out a cash lump sum if you were to pass away during the length of the policy. This could help your loved ones manage costs like outstanding bills, debts, or covering the mortgage. While it can never take away the pain of losing you, it could at least make things a little bit easier financially during a very difficult time.

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How does it work?

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Life Insurance


Learn more about Life Insurance and how it can help protect your loved ones.

  • This could pay out a cash sum during the policy if you die, or are diagnosed with a terminal illness where life expectancy is less than 12 months. The money could go towards paying off your mortgage or covering everyday living expenses and bills
  • You choose how much cover you’d like and how long you want the policy to run for
  • Your monthly premium and the amount of cover are fixed for the length of the policy (unless you change your policy that is)
  • You can take out a policy in joint or single names
  • You can add Critical Illness Cover for an extra cost when taking out your policy (see below)
  • You won’t be covered if within the first year of the policy you die as result of suicide or intentional and serious self-injury, or an event where in our reasonable opinion, you took your own life.
  • You won't be covered if your terminal illness does not meet our definition. See the Policy Booklet PDF for more information.
  • You won't be covered if your payments aren’t up to date.
  • When you first take out the policy you will have the opportunity to cancel. If you cancel within 30 days, we’ll refund any premiums you’ve paid. If you cancel the policy at a later stage, you will not get any money back.

 

 

Add Critical Illness Cover

Adding Critical Illness Cover for an extra cost when taking out life insurance could help minimise the financial impact of a critical illness on you and your family

 

 

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Important Information
 

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Life Insurance
 

Please remember that life insurance is not a savings or investment product and has no cash value unless a valid claim is made.

If your life insurance is to cover your mortgage, your policy may not completely pay off your outstanding mortgage unless you make sure your amount of cover is adjusted to match any new mortgage arrangements. 

 

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Policy Summary  >   Policy Booklet  >


Please note that Legal & General will share your name, address, product type and sum assured information with Sheilas' Wheels for the purposes of commercial reporting and partnership administration. By proceeding to purchase, you agree to this information being shared with Sheilas' Wheels.

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Get a quote with Legal & General


Or call Legal & General on 0800 008 3052
8:30am to 7pm Monday to Friday
9am to 1pm Saturday
Legal & General may record and monitor calls
 

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eGift card Offer Terms & Conditions
 

  • This offer is available to customers who buy Legal & General Life Insurance or Decreasing Life Insurance (with or without Critical Illness Cover) directly via the Sheilas' Wheels website or over the phone on 0800 008 3052 on or before 31st August 2021.
  • The eGifts available to choose from are:(a) £75 Amazon.co.uk eGift card* (b) £75 M&S eGift card**.
  • You will be eligible for your eGift card when your policy has been live for 6 months, provided you haven't cancelled your policy and your payments are fully up to date.
  • A letter or email will be sent to you with details of how to redeem your eGift card, please allow 30 days from your policy start date for delivery of this communication.
  • If you have previously held and cancelled a Legal & General Life Insurance or Decreasing Life Insurance policy (with or without Critical Illness Cover) within the last 18 months, you will not be eligible for this offer.
  • Legal & General reserves the right to cancel your Legal & General Life Insurance or Decreasing Life Insurance policy or your eligibility for an eGift card should we discover or have a reasonable suspicion that the terms and conditions of this offer are being abused.
  • This offer is limited to one eGift card per policy sold.
  • You have twelve months from your policy start date to claim your eGift card or you will not be eligible for this offer.
  • The incentive provider could be changed but the monetary value of this offer will not change.
  • No cash alternative will be offered.
  • This promotion is managed by MLP, The Cowshed, Walnut Tree Farm, Lower Stretton, Warrington WA4 4PG on behalf of Legal & General.
  • For further information or any queries in relation to this voucher offer, please call MLP on 01565 747 706 or email them at [email protected]
  • Promoter: Legal & General, Knox Court, 10 Fitzalan Place, Cardiff CF24 0TL.


*Restrictions apply, see amazon.co.uk/gc-legal
**Cannot be exchanged for cash or used to pay for M&S Bank services, products or outstanding card balances, made to measure shirts, personalised cards, Lunch to Go, M&S Energy or to buy another gift card or eGift card.