Thanks for your loyalty – save up to 20% on our Home Insurance when you come to us direct
Straight forward, quality cover that offers value for money. That’s exactly what you receive with our Car Insurance and what you’ll also get when you ask us to look after your home. Better still, you’ll save up to 20% when you come to us direct for your loyalty (automatically included in your quote) and save on combined buildings and contents cover with 2 fantastic benefits free for the first 12 months.
For your discount to be applied please use the 'Get a quote' buttons on this page.
Add both free for the first 12 months when you buy combined buildings and contents cover
OffHome Emergency Cover
Add this on to your policy and you’ll have the reassurance that we’ll sort things for you if you ever have a central heating breakdown or other domestic emergency.
Family Legal Protection
Add this cover on to your policy and help is at hand in the event of neighbour disputes and employment law queries. Legal advice is available 24/7.
What's covered?
OffUnlimited buildings cover
Never having to think about how much it would cost to rebuild your home will hopefully put your mind at rest in the unlikely event that something drastic happens.
Please note
If your buildings suffer loss or damage, we will cover the cost of work carried out to rebuild, replace or repair.New for old contents cover
If any of your contents – like tables, toys and toasters – are lost or damaged we’ll replace them with a brand-new equivalent.
Please note
Depending on the particular circumstances, we may decide to repair items or give you an equivalent replacement.Special events contents cover
For extra peace of mind, we’ll increase your contents cover up to 10% up to 4 weeks either side of events like weddings and births.
Did you know?
Cover includes gifts and food bought for any insured special event.Personal Claims Handler
Having a single point of contact to talk to while you’re making a claim is one thing you can be certain of when things are up in the air.
Did you know?
You can report a claim any time on our 24 hour claims line.Defaqto 5 Star rated insurance
Defaqto has rated our Home Insurance 5 Star, meaning it has a comprehensive level of features and benefits.
Peace of mind
You can trust our happy customers too – our overall rating on TRUSTPILOT is 4 out of 5.Garden contents cover
We’ll pay up to £2,000 for loss or damage to all your insured items out in the open but still within the boundaries of your home, including trees, plants, lawns and portable barbeques.
Please note
Damage caused by storms or flooding will not be included.Bicycle cover as standard
We’ll pay up to £500 for any pedal cycle, including accessories, if they’re lost, stolen or damaged.
Please note
Pedal cycles are covered within the boundaries of your home. If you need cover away from home, add our Personal Possessions cover. Any cycles valued over £500 will need to be specified for cover to apply.Alternative accommodation
If the unthinkable happens and you can’t live in your home as a direct result of loss or damage we’ll pay for alternative accommodation.
Please note
We'll cover you up to £75,000 with our buildings cover.These great benefits are included too
OffUnderground services
Out of sight shouldn’t mean out of mind. We’ll pay for the cost of repairing underground pipes, cables or a septic tank providing services to and from your home if they're accidentally broken. Also covered is the cost of breaking into and repairing any foul water underground pipe between the main sewer and your home following a blockage.
Student’s content cover
Got someone in the family studying away from home? We’ll cover any contents that are lost or damaged when they are temporarily removed from your home by a member of your household. Items must have been kept in a locked room at a college, halls of residence or boarding school.
Please note. Cover doesn’t include items being worn, carried or moved, or as a result of theft unless violence or force is used to enter or leave the room, and is only applicable when studying in the UK.
To view our full terms and conditions, please click here