A survey has shown that cars that are three to six years old account for almost half of all insurance claims.
Almost 40% of claims were made by cars in the three to six group, despite only 24% of vehicles on the road being within that age, according to Virgin.
The statistics showed the most claims were made by drivers with five-year-old vehicles (9.61%), with four and six year-old cars following closely behind.
Company spokesman Grant Bather said that the evidence justified a trend among drivers for changing their car every three to five years.
He added: "This is not to say that cars five years old are the most dangerous, but that they are more likely to be involved in an incident that leads to a claim being made. This may be a traffic accident, breakdown or theft.
"Looking at these statistics, people looking at buying a second-hand car should also make sure that they have taken the necessary action to ensure that the car meets all of the road standards."
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