Policy limits
This is a summary of the limits applying to your policy. Please read this in conjunction with the policy booklet.
Buildings
| Alternative accommodation and rent | Unlimited |
| Emergency Entry | Unlimited |
| External door locks | £1,000 |
| Glass and sanitary ware | Unlimited |
| Professional fees, clearance costs and local authority requirements | Unlimited |
| Sale of your home | Unlimited |
| Trace and access | £5,000 |
| Underground services | Unlimited |
| Your liability as the owner of your home | £5,000,000 |
| Your liability as the owner of your previous homes | £5,000,000 |
Contents
| Alternative accommodation and rent | 20% of contents sum insured |
| Births | 10% of contents sum insured |
| Contents in your garden | £2,500 |
| Contents in your outbuildings | £5,000 |
| Contents which are temporarily removed from the home | £7,000 |
| Credit, debit, charge, cheque or cash cards | £750 |
| Deeds and documents | £2,500 |
| Domestic staff - your liability as their employer | £10,000,000 |
| External door locks | £1,000 |
| Fatal accident benefit | £5,000 |
| Freezer and refrigerator contents | £1,000 |
| Home entertainment equipment | High risk items sum insured |
| Household removal | Contents sum insured |
| Metered water, oil or liquid petroleum gas | £2,000 |
| Mirrors and glass | Contents sum insured |
| Money | £750 |
| Nursing home | £5,000 |
| Office equipment | £10,000 |
| Pedal cycles | £500 unless specified item |
| Personal liability and your liability as occupier of your home | £5,000,000 |
| Religious festivals | 15% of contents sum insured |
| Students contents | £5,000 |
| Visitors effects | £500 |
| Wedding gifts | 10% of contents sum insured |
| Your liability as a tenant | £5,000,000 |
| Family Legal Protection | £50,000 |
Home Emergency. We will pay, subject to an overall limit of £500 (inluding VAT) for the call out charge and up to 2 hours labour, plus parts and materials up to a maximum of £100 (including VAT).
Pest cover. For the extermination and/or control of wasps and/or hornets nests, rats, mice and grey squirrels up to £150 including VAT.
