What to look for
Whether you are a woman getting a car insurance quote from Sheilas' Wheels (we certainly hope so!) or from anyone else (boo!) , it's important that you consider the whole package. The premium (insurance company speak for how much your car insurance costs) you're quoted will give you a specific level or type of cover, so as well as the different types of insurance (see What types of car insurance are there?), things to look out for include:
- Excess: This is the amount you are expected to pay towards any claim. Our online car insurance quote for women allows you to opt to increase the excess and enjoy a lower premium if that suits you. Just remember, even though a higher excess could cut your premium it will be a false economy if you couldn't easily afford to pay that excess if you make a claim! It also means there will be no point in claiming for damage that costs less than your excess.
- Class of use: Are you looking for a women's car insurance quote to cover you just for domestic use and travel to work or do you need to include cover for use at - or with - your work?
- Drivers: If you're a woman is this a car insurance quote just for you, or do you need to include partners, children, or other drivers for occasional use?
- Mileage: How many miles you drive annually affects your premium.
- No Claims Discounts: This is how the insurance industry rewards careful drivers. Every year you don't make a claim, we increase the discount on your policy. Many policies have a 60% maximum discount. A Sheilas' Wheels car insurance quote can include a no claim discount up to 70% if you have 5 years No Claim Discount and for every claim free year you remain with Shelias' Wheels we will give you a further 1% discount up to a maximum of 75%.
- Other benefits: Does the policy include any additional benefits? For example, a comprehensive car insurance policy for women from Sheilas' Wheels includes a courtesy car whilst your car is being repaired by one of our recommended repairers, handbag cover up to £300 as well as personal belongings cover and free counselling service if you are involved in an accident(Comprehensive cover only).
*INTERESTING FACT: Our research shows that the average woman's handbag and contents are worth £290 yet many insurers will only cover £100. Our car insurance quote for women will automatically include handbag cover up to £300, in addition to personal belongings cover.(Comprehensive cover only)
* ICM Research interviewed a random sample of 480 female adults aged 18+ between 14-15 September 2005.